> ## Documentation Index
> Fetch the complete documentation index at: https://docs.sardine.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Common Risk Problems

> Understand common risk areas including identity fraud, payment fraud, and account takeover threats.

<Info>
  **Identity Fraud, KYC & AML**

  Identity fraud broadly refers to behavior in which a malicious actor hides their true identity by utilizing someone else’s identity, usually to obtain a financial gain or circumvent money laundering monitoring precautions. Our solution provides low-friction onboarding and anomaly detection during subsequent account access.

  We also provide KYC, KYB, and Sanctions screening, both once-off and ongoing screening to alert you when your business is exposed to sanctioned, politically exposed, or persons with adverse media.

  **Learn more about:** <br />
  [Identity Fraud, KYC & AML](/guides/public/risk/account-risk/account-risk)
</Info>

<Info>
  **Payments**

  Stolen cards and compromised bank accounts are commonly used to fund platform accounts. This product is designed to mitigate chargebacks, unauthorized returns, NSF, card disputes for issued cards, and detect and monitor transactions for AML alerts.

  **Learn more about:**

  [Payment Fraud](/guides/public/risk/funding-risk/funding-risk)<br />
  [Issued Card Risk](/guides/public/risk/card-spending-risk/card-spending)<br />
  [AML Transaction Monitoring](/guides/public/risk/transaction-monitoring/transaction-monitoring)<br />
  [ACH Indemnification](/guides/public/risk/funding-risk/ach-indemnification)<br />
  [Card Chargeback Guarantee](/guides/public/risk/funding-risk/card-indemnification)
</Info>

<Info>
  **Login**

  Data breaches, phishing sites and social engineering are all leading causes of Account Takeover. This product is specifically designed to effectively detect unauthorized account access, keeping your customers' data and assets safe.

  **Learn more about:** <br />
  [Account Takeover](/guides/public/risk/account-risk/account-takeover)
</Info>