This guide explains Sardine’s billing process and how Sardine bills for different products and services
Use Case | API Calls | How we charge |
---|---|---|
Fraud | ||
Device Intelligence & Behavior Biometrics | /customers API (recommended) and /devices API | Per API or per Monthly Active User. |
Identity fraud (US & non-US): 1. Email enrichment and AI score. 2. Phone enrichment and AI score 3.Address verification | /customers API, when emailAddress, phone, or address is provided | Per unique email, phone, or address for a customer id. |
Bank funding fraud | /customers API, when transaction object has bank_accountNumber and bank_routingNumber | Per transaction and/or per bank account. |
Card fraud | /customers API when transaction object has payment method type = card | Per transaction and/or per card hash |
Stolen/Unauthorized card use detection (for card issuers) | /issuing/risks API | Per card authorization attempt. |
Compliance | ||
Sanctions (SDN, OFAC), PEP & Adverse Media , Screening & Monitoring | /customers API when the checkpoint includes ‘AML’ and relevant customer data points (first name, last name, country, and dob optional) are provided. The Sanctions feature must also be enabled by Sardine. | Per unique dataset of first name, last name, country, and dob. |
SSN Verification with Synthetic ID Detection | /customers API when taxid is provided | Per unique tax id for a given customer id |
Documentary KYC with Selfie-Liveness Detection | /identity-documents API SDK: /identity-documents/tokens | Per verification attempt (Billing is based on API success, not whether approve or decline is returned). |
AML Transaction Monitoring for fiat | /customers API when checkpoint includes ‘AML’ and a transaction object is present with a payment method type other than crypto. | Per transaction |
AML Transaction Monitoring for crypto, incl. Coinbase Analytics | /customers API when checkpoint includes ‘AML’ and a transaction object is present with payment method type is crypto or recipient payment method type is crypto. | Per transaction |