> ## Documentation Index > Fetch the complete documentation index at: https://docs.sardine.ai/llms.txt > Use this file to discover all available pages before exploring further. # Business Risk > Manage business risk across compliance, fraud, credit, and operations with Sardine's Business Risk OS. Business risk in financial services refers to the potential financial loss or exposure a financial institution or payment processor faces due to the actions or failures of a business. This includes risks such as fraud (for example, using stolen cards or submitting fake transactions), chargebacks (when customers dispute and reverse charges), insolvency (where a business is unable to fulfill orders or refund payments), and non-compliance with legal or regulatory requirements. Effectively managing business risk involves robust onboarding, continuous monitoring, and using data-driven models to detect and mitigate anomalies. There are many types of business risk, the key types that Sardine covers are: * **Compliance Risk:** Legal/regulatory violations. * **Third Party Fraud:** Accounts based on stolen/synthetic identity. * **First Party Fraud:** Valid ID used with intent to defraud. * **Credit Risk:** Business insolvency or bankruptcy. * **Reputational Risk:** Association with illegal activities. * **Operational Risk:** Poor business practices or technical failures. How can Sardine help? Sardine's Business Risk OS Platform provides end-to-end business risk management through: * KYB and compliance verification (TIN, UBO screening, OFAC checks) * Web360 AI monitoring (site quality, traffic, reviews, bankruptcy) * Real-time credit checks and fraud detection * Document analysis and financial assessment * Portfolio monitoring with configurable analytics * No-code platform for workflows and rules This unified approach helps manage business onboarding, ongoing monitoring, and risk mitigation using data-driven models to detect anomalies.