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Overview

Existing bank verification products (Plaid, MX, Yodlee, Finicity, etc.) only verify authenticity of the bank credentials but do not detect if the person connecting the bank credentials is the true owner of the bank account. Sardine figures this out by building a full 360 profile of a customer by connecting their bank account to all other forms of identity (email, social media, phone number) and further by utilizing our cutting edge Device Intelligence to detect if someone is using a suspicious device (mobile device farm, emulator, virtual machine, proxy).

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Indemnification Prerequisite

ACH fraud indemnification is an add-on to ACH funding risk and we usually require about 3 months worth of ACH transaction data before it can be considered and offered. Please speak to your Account Manager to discuss enabling this product.

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Next Steps

Contact us to schedule a demo and get access to our Integration Guides and API docs.